There has been an increase in employment dispute claims in the U.S. against businesses of all sizes and across industries in recent years. Employees alleging workplace discrimination, privacy invasion, defamation, and retaliation are reporting violations of their rights. Even businesses with sound practices and policies can be vulnerable to claims of both intentional and unintentional infractions.

It's a common misconception that these lawsuits are covered under Workers' Compensation Insurance. Instead, a specific type of professional liability insurance is required to provide the necessary coverage. The need for Employment Practices Liability Insurance (EPLI) extends beyond protecting your business's financial assets in case of a claim or judgment. It is also crucial for when a claim is filed.

The pertinent question for each company is not whether it will face an employment practice liability (EPL) claim but when it will, how much it will cost, and the potential harm to its brand and reputation. Traditional rules, processes, and supervisory training are no longer sufficient to shield companies from the high costs of employment litigation.

By securing Employment Practices Liability Insurance from our Insurance Agency, you can ensure that your business is protected against these risks, safeguarding both your financial assets and your reputation.